Insurance
Protect yourself and your family by choosing the insurance that suits you, whether it’s Home Insurance, Health Insurance or Car Insurance.
Need help and advice in choosing your insurance? Contact us!
One of our advisors will accompany you throughout your administrative procedures to find the insurance that suits you
Different insurances
Mutual Health
The mutual or health insurance completes the basic guarantees. It covers, partially or in full, acts not reimbursed by the Health Insurance and those that are very weak, to ensure more optimal coverage. This contract can be taken out with a mutual insurance company, an insurance company or a provident institution.
Some health insurance companies:
– Harmonie Mutuelle
– Groupe MGEN
– ViaSanté Mutuelle (AG2R La Mondiale)
– La Mutuelle Générale
– Macif Mutualité
– Eovi Mcd Mutuelle
– Micils (Apicil)
– MNH
– Maaf Santé (Groupe Covéa)
– MNT
– Malakoff Médéric Mutuelle
– Adréa Mutuelle
– Apréva Mutuelle
– Unéo
– Groupe Mutualia
Property Insurance
Property insurance covers, as its name bears, material property (premises, furniture, equipment, stocks, vehicles, etc.) against accidents, fire, theft and other unintentional damage (wear and tear is not taken into account). The insurer is therefore required to pay a sum to compensate for the effects of the damage.
Property insurance can be classified into two:
– Property insurance: They protect the material property of the insured. In this category are fire insurance, earthquake insurance, theft insurance, car insurance, among others.
– Civil liability insurance: Covers the costs of the insured for damages that could have been caused to a third party.
Savings Investment
Saving is the part of money that is not consumed and is set aside. The main forms of savings:
– “Liquid” savings: This type of savings allows you to dispose of your money immediately. These are resources available and used for everyday life. This is for example the current account, a young booklet or a booklet A.
– Financial savings: Financial savings make it possible to grow one’s capital and thus benefit from capital gains: it is a remunerative investment. Financial savings can consist of sums of money placed in the bank, financial products of real estate investment, which can be financed by the individual himself but also through his employer (company).
Loan Insurance
Borrower insurance is an insurance that guarantees the assumption of all or part of the repayment deadlines or the outstanding capital of a credit in the event of the occurrence of certain events.
A borrower insurance contract may contain guarantees against the risks of:
-Death
– Total and irreversible loss of autonomy (PTIA, formerly called Absolute and Permanent Disability – IAD)
– Permanent disability (total (IPT) or partial disability (PPI)
– Temporary incapacity for work (ITT), total or partial)
Job loss
Some examples of insurance:
